.rate-insight-card{background:#fff;border-radius:12px;box-shadow:0 4px 20px rgb(0 0 0 / .08);overflow:hidden;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Georgia,serif;max-width:400px;margin:10px;border:1px solid #f0f0f0}.card-accent-line{height:6px;background:linear-gradient(90deg,#0056b3,#4dabf7);width:100%}.card-content{padding:24px}.card-title{margin-top:0;margin-bottom:16px;font-size:16px;font-weight:700;color:#2c3e50;text-transform:uppercase;letter-spacing:1px;display:flex;align-items:center}.card-title .icon{margin-right:8px;font-size:18px}.intro-text{font-size:14px;color:#555;font-style:italic;line-height:1.6;margin-bottom:20px}.styled-list{list-style:none;padding:0;margin:0}.styled-list li{display:flex;align-items:flex-start;margin-bottom:12px;font-size:14px;color:#444;line-height:1.5}.styled-list .bullet{min-width:6px;height:6px;background-color:#0056b3;border-radius:50%;margin-top:8px;margin-right:12px;opacity:.7}.styled-list strong{color:#333;font-weight:600}.highlight{color:#0056b3;font-weight:500}.card-footer{margin-top:24px;padding-top:16px;border-top:1px dashed #e0e0e0;font-size:12px;color:#888;font-style:italic;line-height:1.4}.calc-link{color:#0056b3;text-decoration:none;font-weight:600;border-bottom:1px solid #fff0;transition:all 0.2s}.calc-link:hover{border-bottom:1px solid #0056b3}